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Loan Officer · NMLS 170458

Paul
Sellers

Senior Loan Officer · The Loan Nerd

For over 30 years, Paul has helped first-time buyers, families, investors, veterans, and business owners navigate the mortgage process with honesty, strategy, and communication. Based in Houston, TX.

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(833) 410-5626
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Houston, TX · Licensed in TX, CO, FL & CA
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NMLS# 170458
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Paul Sellers - Loan Officer
NMLS# 170458
Individual NMLS ID
30+
Years Experience
53+
Client Reviews
4
States Licensed
5
Client Rating
About Paul

Turning Uncertainty Into Clarity & Confidence

For most people, buying or refinancing a home is exciting — and a little intimidating. Paul’s mission is to turn that uncertainty into clarity and confidence. For over 30 years he’s helped first-time buyers, families, investors, veterans, and business owners navigate the mortgage process.

Clients choose to work with Paul because he listens first, explains every option clearly, and stays hands-on from pre-approval to closing. That trust means everything to him.

Specialties

Conventional / FHA / VAConstruction Loans Bank Statement LoansDSCR Loans Foreign NationalReverse Mortgages Self-Employed BorrowersLot Loans
Paul’s Approach

Listen First, Then Find the Right Path

In addition to traditional lending, Paul specializes in financing scenarios that require experience and creative problem-solving. Whether you need coaching as a first-time buyer, strategy as an investor, or flexibility as a business owner, Paul makes the path forward clear, achievable, and efficient.

“Paul was very honest and made sure I understood the lingo.”

— Verified Client Review

“We’ve financed and refinanced four times with Paul and wouldn’t consider anyone else.”

— Repeat Client

Loan Programs

Paul Can Help You With

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Conventional, FHA & VA
Primary, secondary, and investment homes for first-time buyers, families, and veterans.
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Construction & Renovation
Building or improving your future home? Paul structures the right financing for new construction and rehab projects.
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Bank Statement & P&L Loans
Self-employed and entrepreneurial borrowers — qualify using bank statements or profit & loss statements.
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DSCR & Hard Money
Investment property financing based on rental income (DSCR) or asset-based hard money solutions.
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Foreign National Loans
Global real estate strategies for non-U.S. citizens looking to invest in American real estate.
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Reverse Mortgages & Lot Loans
Thoughtful retirement planning with reverse mortgages, plus land acquisition through lot loans.
Client Reviews

What Clients Say About Paul

★★★★★

“Paul was very honest and made sure I understood the lingo throughout the entire process.”

— Verified Client
★★★★★

“We’ve financed and refinanced four times with Paul and wouldn’t consider anyone else.”

— Repeat Client, Houston TX
★★★★★

“If you’re ready for guidance you can trust — Paul makes the path forward clear and achievable.”

— First-Time Buyer

Paul has 53+ verified reviews. View his full review history on Birdeye.

View All Reviews →

Ready to Work With Paul?

Get pre-qualified in minutes — no obligation, no hard credit pull.

EQUAL HOUSING OPP.
Equal Housing
Opportunity
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