Agreement to These Terms
These Terms of Service (“Terms”) govern your use of theloannerd.com (the “Site”), operated by Loan Nerd, LLC dba The Loan Nerd (“we,” “us,” or “our”), NMLS #2592315. By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Our Services
The Loan Nerd is a licensed mortgage broker serving Texas, Colorado, and Florida. Content on this Site is provided for general informational purposes only. Nothing on this Site constitutes a loan approval, commitment to lend, or offer to extend credit. All loan products are subject to credit approval, underwriting requirements, and program availability, which may change without notice. You can verify our licensing at NMLS Consumer Access.
Not Financial, Legal, or Tax Advice
Information on this Site, including calculators and educational content, is not financial, legal, or tax advice. Calculator results are estimates only. Consult a qualified professional about your specific situation.
Text Messaging (SMS) Terms
By providing your mobile phone number and opting in through our website chat widget or during the loan process, you consent to receive text messages from Loan Nerd, LLC, which may include customer care messages (such as follow-ups on your inquiry, appointment coordination, and loan status updates) and, with separate consent, promotional messages. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP at any time to unsubscribe, or HELP for help. Mobile carriers are not liable for delayed or undelivered messages. We do not share your mobile opt-in consent with third parties for their marketing purposes.
Acceptable Use
You agree to use the Site only for lawful purposes and not to interfere with its operation, attempt unauthorized access, or misuse any forms or interactive features.
Intellectual Property
All content on this Site, including text, graphics, logos, and images, is the property of Loan Nerd, LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce or distribute Site content without our prior written permission.
Third-Party Links
The Site contains links to third-party websites and services, including our online loan application platform and social media pages. We are not responsible for the content, privacy practices, or terms of those third parties.
Disclaimers and Limitation of Liability
The Site is provided “as is” and “as available” without warranties of any kind, express or implied. To the fullest extent permitted by law, Loan Nerd, LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site.
Equal Housing
Loan Nerd, LLC is an Equal Housing Lender. We fully support the principles of the Fair Housing Act and the Equal Credit Opportunity Act.
Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.
Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on this page. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
Contact Us
Questions about these Terms? Call us at (833) 410-5626 or email us at info@theloannerd.com.
Loan Nerd, LLC ยท 265 W 24th St, Houston, TX 77008